Travel and Timeshare Merchant Account

We collaborate with a diverse range of travel and timeshare businesses, spanning from large enterprises to small startups. ​We understand that obtaining a travel agency merchant account can be challenging; therefore, we have streamlined the application process to make it more accessible for you.

Securing Travel and Timeshare Merchant Accounts

To accept a variety of payment methods, including credit and debit cards, a business must establish a specific type of bank account known as a merchant account. ​The process of obtaining a merchant account for your travel agency is straightforward.​ Simply complete our contact form, and a representative will reach out to you.

Your dedicated account manager will assess your business details and recommend the most appropriate payment solutions tailored to your operations. Once you have made a selection, your account manager will customize and secure the chosen solution on your behalf. Following approval, you will be able to start processing payments within one day.

Get started today!

Provide us your contact details and we will schedule a call.

Types of Travel Businesses We Support

Resort Packages

Travel Agencies

Cruises

Souvenir Shops

Travel Firms

Bed and Breakfast

Transportation Services

Tourism and Activities

Timeshare Businesses

Short-term Rentals

Vacation Rentals

Plus more!

Frequently Asked Questions

We emphasize a streamlined application process, aiming to eliminate the hassle of applying for a merchant account.​ Below are the general documents required for a travel agency application:

Government-issued identification

Voided check

ARC bond or IATA certificate (specifically for flight ticket sales)

Please be aware that we may request prior processing history or bank statements from certain businesses.

Furthermore, if you are conducting sales online, your business website must include the following elements:

Contact information

Terms and conditions

Pricing information

Age verification

Refund policy

Secure checkout page displaying card brand logos

Cancellation policy

Privacy policy

Regardless of the type of travel or timeshare business you operate, providing multiple payment options for your customers enhances convenience. At PaymentCloud, we support our merchants in accessing a wide range of merchant services. Below are the various payment methods we facilitate:

Online Payments

With the growing popularity of digital payments among consumers, it is essential for your travel business to embrace online payment options. We offer online payment solutions, including payment gateways that can seamlessly integrate with most eCommerce platforms, making it easy to accept payments online. Additionally, our security-focused approach and fraud prevention tools ensure that your business is fortified with robust chargeback protection.

Retail Payments

While physical travel agencies are becoming increasingly rare in today’s tourism landscape, some travel businesses continue to operate from brick-and-mortar locations. If you wish to combine online transactions with in-person payment processing, we can assist you with that. Our retail payment solutions simplify the payment experience for customers purchasing tours, rentals, and other travel services.

Phone Payments

Finally, accepting payments over the phone through a virtual terminal is crucial for providing added convenience to your customers. These digital terminals enable the easy input of a customer’s credit card information over the phone or via email when the card is not present during a sale. Virtual terminals offer a straightforward payment solution, allowing customers to complete transactions without needing to visit a physical location, making them particularly beneficial for sales hotlines or customized services.

If you operate a travel business in today’s market and have not yet partnered with a credit card processor, you may be restricting your financial potential. Here are some key advantages of utilizing payment processing for vacation rentals, timeshares, and other travel-related services:

Facilitation of Upfront Payments

When offering any travel services, such as vacation rentals, timeshares, or organized tours, it is crucial to secure payments upfront. Failing to do so can expose your business to unexpected cancellations and other issues that could negatively affect your revenue. Payment processing simplifies the acceptance of card payments upfront, ensuring that customers have the necessary funds to cover your services.

Enhanced Security

For high-risk travel merchants, it is imperative to utilize payment tools that offer heightened security measures. Modern payment processing services come equipped with various chargeback protection programs, fraud prevention resources, and other safeguards that protect your business from potential financial losses.

Access to Travel-Focused Credit Cards

Many credit card issuers offer travel incentives to their cardholders, making it essential to accept credit cards if you want to cater to travel-focused consumers. Travelers are often inclined to use their credit cards for tourism-related expenses to enjoy benefits such as travel insurance, accumulating airline miles, and other travel rewards. Offering credit card acceptance can enhance customer satisfaction and increase your business’s appeal to the travel market.

We recognize the significance of integrating with third-party booking platforms.​ Whether you are looking to leverage our payment gateway solution or explore other options, we are here to assist you. Below are some of our popular gateway integrations:

Authorize.net

NMI

USAePay

Braintree

Cybersource

Fluidpay

There are many compelling reasons to choose Karma Card Payments for processing credit card transactions for your adult business. Here are some of the key benefits our payment solutions offer:

Adult Payment Gateway
Our adult payment gateways are specifically designed to help online adult businesses enhance their profitability. By providing secure payment gateways, we enable you to access payment options tailored to your unique products and services. Whether you want to implement subscriptions for recurring revenue or offer discounts to reward loyal customers, our adult payment gateways are ready to support you!

Chargeback Protection
Chargebacks are a significant concern for businesses in the adult industry. While they result in immediate revenue loss, the long-term impacts can be even more severe. Excessive chargebacks can lead to lawsuits from card issuers and a complete loss of access to credit card payments. We utilize advanced chargeback prevention tools to protect our clients and help them successfully contest cases of “friendly fraud.”

Fraud Prevention Tools
Fraud prevention is a top priority across all our payment products. Our solutions incorporate sophisticated fraud detection tools to identify suspicious transactions before they are processed. Given the high risk of credit card scams in the adult industry, it’s essential to partner with a payment processor that is well-equipped to combat threats from online fraudsters!

It is essential to select a merchant account provider with experience in travel-related businesses that can accommodate extended fulfillment times. Many processors do not support future bookings of services, particularly for arrangements that extend over several months, due to the increased risk of cancellations and chargebacks. We specialize in providing merchant accounts and other payment solutions to travel and timeshare businesses across the United States. We simplify the process of accepting credit cards, debit cards, and various digital payments, collaborating closely with tourism clients to deliver tailored payment processing solutions.

Reasons to Choose karma Card Payments for Travel and Timeshare Merchant Accounts

Affordable Payment Processing

We prioritize affordable payment processing solutions as well as recognize that travel businesses often operate on tight margins, which is why we strive to ensure that our processing fees do not infringe upon your profits. By providing reasonable and transparent rates, we enable our merchants to reinvest profits back into their businesses.

Versatile Product Offerings

Our range of products is designed to accommodate diverse needs. Whether you require a merchant account (for in-person or online transactions), business funding solutions, a card reader, or ACH and eCheck payment options, we have the tools you need to succeed.

High-Risk Compatibility

We are committed to assisting high-risk businesses in accessing merchant services. We believe every entrepreneur deserves access to high-quality payment processing solutions. Drawing on our extensive experience in high-risk sectors, we offer specialized solutions that effectively meet the needs of clients who may otherwise face rejections from traditional processors.

Streamlined Application Process

As a travel industry business owner, your time is valuable, and lengthy merchant account applications can be a hindrance. Our streamlined application process alleviates the stress of securing a new merchant account, allowing you to concentrate on what truly matters for your business.

Industry-Specific Solutions

Finally, we understand the unique requirements of our travel and timeshare clients. We are dedicated to providing industry-specific payment services that cater to their challenges. Whether you’re looking to implement QR code payments for enhanced customer convenience or require a custom payment gateway that aligns with your brand, we are here to support your objectives.