The right tools, connected

Payment Solutions That Meet You Where You Sell

Choose the capabilities your business needs now, with room to add channels and protection as you grow.

Credit Card Processing

Accept major cards with a merchant account built around your business model, volume and customer experience.

Explore card processing →

Payment Gateways

Give online shoppers a secure, streamlined checkout that works with the store and tools you already use.

Explore gateways →

POS Systems

Keep counter sales, inventory and customer payments moving together with practical point-of-sale options.

Explore POS systems →

Virtual Terminals

Take keyed payments, phone orders and invoices from any connected browser, wherever your team works.

Explore virtual terminals →

ACH & eCheck

Offer bank payments for recurring billing, invoices and larger purchases while giving customers another way to pay.

Explore ACH processing →

Protection & Funding

Build resilience with chargeback and fraud protection, then access funding when a growth opportunity arrives.

Explore protection tools →
Designed around your business

A Payments Stack That Works Together

You should not have to stitch together disconnected vendors to accept a payment. We help you choose a practical combination of account, gateway and acceptance tools.

  • Online checkout, invoices and payment links
  • Countertop, mobile and contactless payments
  • Recurring billing and bank payment options
  • One team for setup and ongoing support

Where do you take payments?

Start with one channel or connect several. Your setup can grow with your customers and your business.

OnlineGateway, checkout and recurring payments
In personPOS, countertop and mobile acceptance
By phoneVirtual terminal and invoice payments
By bankACH and eCheck processing
Built for your risk profile

The Same Practical Approach for Every Legal Business

Standard, high-risk or somewhere in between, we start with the way you operate and place your application with the right processing path.

Standard Businesses

Reliable processing for retail, restaurants, eCommerce, professional services and established businesses.

See standard processing →

High-Risk Businesses

Specialized placement and tools for legal industries that traditional processors often decline.

See high-risk processing →

Growing Businesses

Flexible acceptance, reporting and support for businesses adding products, locations or sales channels.

Explore growth support →
Questions, answered

Payment Solutions FAQ

What payment solutions does Karma Card Payments offer?
Karma Card Payments offers credit card processing, payment gateways, POS systems, virtual terminals, ACH and eCheck processing, mobile payments, fraud protection, chargeback protection and merchant funding.
Can I accept payments online and in person?
Yes. We help businesses connect online checkout, in-person POS or terminal payments, mobile acceptance, virtual terminals and payment links to the processing setup that fits their sales channels.
How do I choose the right payment solution?
Start with how customers pay today, where you want to sell next, your average transaction size and whether you need recurring billing or bank payments. A payments specialist can map those needs to the right combination of account, gateway and acceptance tools.
Are payment solutions available for standard and high-risk businesses?
Yes. Karma Card Payments works with standard businesses and legal high-risk businesses. The right account and solution depend on your business model, processing history, volume and underwriting requirements.

Not Sure Where to Start?

Tell us how your customers pay and where you want to grow. We will help you map the right payment solutions to your business.

Start Your ApplicationRequest a Callback