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Real-Time Risk Scoring
5+
Layers of Defense
24/7
Transaction Monitoring
90%
Fewer Fraud Losses
Threats We Stop

Fraud Detection That Covers Every Attack

Fraudsters never stop evolving, so neither do we. Our fraud prevention tools watch for the most common and costly fraud patterns across your checkout.

Stolen Card Fraud

Catch transactions made with stolen or compromised card numbers using AVS, CVV and real-time card-testing detection before any product ships.

Chargeback Fraud

Reduce friendly fraud and chargeback fraud by flagging high-risk orders and capturing the evidence you need to win disputes and protect revenue.

Account Takeover

Spot suspicious logins, shipping changes and device mismatches that signal an account takeover, stopping fraudsters from hijacking real customers.

Card Testing & Velocity

Block rapid-fire card-testing attacks with velocity rules that detect bursts of attempts from a single device, card or IP address in real time.

Identity & Synthetic Fraud

Verify identities and flag synthetic or mismatched details with cross-checks on email, phone, address and behavioral signals at checkout.

High-Risk Industry Fraud

Tune fraud screening for high-risk industries where fraud volume runs high, balancing approval rates against risk for your specific business model.

Defense In Depth

A Multi-Layer Fraud Prevention Stack

No single check catches everything. We stack independent layers of fraud detection so a transaction has to clear every one before it is approved.

1

Device Fingerprinting

Identify the device behind every order and recognize repeat fraudsters even when they change cards, emails or IP addresses.

2

Velocity Rules

Throttle and flag bursts of attempts from the same card, device or address to shut down card testing and rapid fraud attacks.

3

AI Risk Scoring

Machine learning weighs hundreds of signals to assign each transaction a real-time risk score, so good orders sail through and bad ones get stopped.

4

3D Secure Authentication

Add cardholder authentication with 3D Secure to verify the shopper with their bank and shift chargeback liability away from your business.

5

Manual Review Queue

Route only the borderline transactions to a manual review queue with full context, so your team spends time on the orders that truly need a human.

How Real-Time Scoring Works

From Checkout to Decision in Under a Second

Every transaction runs through our fraud detection engine the instant a customer clicks pay - no delay to your checkout, no fraud slipping through.

1

Capture

We collect card, device, location and behavioral signals the moment a payment is submitted at checkout.

2

Score

AI risk scoring and your custom rules evaluate hundreds of data points to grade the transaction in real time.

3

Decide

The engine approves, declines or sends to manual review based on the risk score and thresholds you set.

4

Learn

Outcomes feed back into the models, so your fraud prevention gets smarter and sharper with every order.

Rules + Machine Learning

Your Rules, Powered by AI Fraud Detection

Get the control of custom fraud rules combined with the pattern-finding power of machine learning - working together on every transaction.

You Control

Custom Risk Rules

Set the guardrails for your business. Build, adjust and test fraud rules to match your risk tolerance and approval goals.

  • Velocity and amount thresholds
  • Country, IP and geolocation filters
  • Custom allow and block lists
  • AVS and CVV match requirements
  • Adjustable review thresholds
AI Powered

Machine Learning Scoring

Let the models do the heavy lifting. Machine learning spots fraud patterns no static rule could, across millions of data points.

  • Real-time risk score on every order
  • Device fingerprint intelligence
  • Behavioral and pattern analysis
  • Adaptive models that keep learning
  • Fewer false declines on good orders

Fraud Protection That Pays for Itself

Real-time fraud screening that protects revenue, keeps your chargeback ratio healthy and safeguards the merchant account your business depends on.

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Risk decision per transaction
90%
Reduction in fraud losses
24/7
Always-on transaction monitoring
100%
Of transactions screened
Questions, Answered

Fraud Protection FAQ

What is real-time fraud protection?

Real-time fraud protection screens every transaction the instant a customer pays, using AI risk scoring, velocity rules, device fingerprinting and verification checks to approve good orders and block fraudulent ones in under a second - before anything ships.

How does AI fraud detection work?

Our machine learning models weigh hundreds of signals - card data, device fingerprint, location, behavior and history - to assign each transaction a risk score. The engine then approves, declines or flags the order for manual review based on the thresholds you set, and the models keep learning from every outcome.

Will fraud screening slow down or block my real customers?

No. Scoring happens in milliseconds, so checkout stays fast. Because the system combines machine learning with your own rules, it reduces false declines and lets legitimate customers through while stopping fraud - protecting both your revenue and your approval rate.

What is 3D Secure and do I need it?

3D Secure is an extra authentication step that verifies the shopper with their card-issuing bank during checkout. It adds a strong layer of fraud prevention and, for many transactions, shifts chargeback liability away from your business. We can enable it as part of your multi-layer defense.

Can fraud protection reduce chargebacks?

Yes. By stopping stolen-card and chargeback fraud before orders are fulfilled, fraud screening directly lowers the disputes you receive. A healthier chargeback ratio also protects the stability of your merchant account, which is critical for high-risk businesses.

Does fraud protection work for high-risk industries?

Absolutely. Fraud volume tends to run higher in certain high-risk industries, which makes real-time screening even more important. We tune the rules and risk thresholds to your specific business so you can balance strong fraud prevention against keeping approval rates high.

Lock Down Fraud Before It Costs You

Apply in minutes and our team will configure real-time fraud detection, risk scoring and 3D Secure around your business - so you ship to real customers, not fraudsters.