Square is built for the corner cafe, not the firearms dealer. If your account was deactivated - or never allowed - you need a processor that takes your industry on purpose.
Square approves merchants instantly and reconciles risk later. For a flagged business, "later" means an abrupt deactivation - sometimes with a hold on the balance.
Square's policy won't support adult-entertainment products, firearms, or drug-related sales, among other categories. If that's your business, there's no version of Square that keeps you.
Karma Card Payments places you with a banking partner that knowingly underwrites your vertical, with hardware and gateway options for retail, mobile, and online - so you get Square-style convenience without the Square-style shutdown.
A bank that expects your vertical reviews and approves you - no after-the-fact surprise.
Hardware and gateway options so you can take payments in-store and online, underwritten for your industry.
Dedicated support who knows your business instead of a self-serve ticket queue.
Retail and mobile sellers Square deactivates - approved knowingly instead.
Square reconciles risk after the fact. A prohibited category surfaces in review and the account is closed. A dedicated high-risk account is approved knowingly, so it doesn't happen.
Yes - we provide retail and mobile options alongside online, underwritten for your industry.
Underwriting answer in 24-48 hours. Once approved, we'll confirm hardware and go-live timing for your setup.
Tell us about your business; we'll find the path.
Get Approved in 24-48 Hours