Ready to make patient payments simple and secure? We deliver medical merchant accounts with compliant payment processing, recurring patient billing, card readers and online payment portals - built for the way healthcare practices actually operate.
Our team helps medical and healthcare practices accept payments securely and affordably. You will work with a dedicated account manager who helps you choose the medical payment solutions that fit your practice, from a solo clinic to a multi-provider group.
We integrate medical credit card processing with the practice-management, EHR and billing software you already use - no technical skills required. Once you apply, you will complete a short application covering your practice and processing volume, and our healthcare payment processing team finishes setting up your merchant account.
From doctor and dental offices to clinics, labs and wellness providers, we provide affordable, reliable medical credit card processing - including HSA and FSA card acceptance and secure patient payment portals.
Everything you need to accept payments and grow with confidence.
There are many compelling reasons to choose Karma Card Payments for processing patient payments for your practice. Here are the key benefits our medical payment solutions offer.
Our medical payment systems are designed for secure, convenient patient billing. We give you card readers, online payment portals and saved-card tools - including HSA and FSA card acceptance and recurring billing for payment plans and memberships.
Chargebacks and billing disputes happen in healthcare too. We help you reduce them with clear itemized receipts, secure card-on-file tools and dispute support, protecting your revenue and keeping your medical merchant account in good standing.
Fraud prevention and data security are built into every transaction we process. Our PCI-compliant solutions use tokenization and address verification to protect sensitive patient payment data and flag suspicious transactions.
Healthcare spans many specialties. We provide reliable, compliant payment processing for practices and providers of every size.
Share your contact details and a member of our healthcare payment processing team will schedule a call to build the right merchant account for your practice.
Answers to the questions healthcare practices ask us most about patient payments, HSA/FSA, fees and getting approved.
We provide complete medical payment solutions for every practice:
In office: Card readers that accept tap, chip, swipe, digital wallets and HSA/FSA cards.
Online portals: Secure patient payment pages for bills, copays and balances.
Recurring billing: Card-on-file and payment-plan tools for memberships and treatment plans.
Medical processing fees typically range from 1.5% to 3%. Healthcare is generally lower-risk, so rates are competitive with standard retail.
We offer transparent pricing with no surprise fees, plus HSA and FSA acceptance so patients can pay the way that works best for them.
To speed up approval of your medical merchant account, gather the following before you apply:
Your website should use an SSL certificate and HTTPS and include your legal business name, contact details, a Privacy Policy, Terms & Conditions, a Refund and Return Policy, and clear pricing so underwriting can approve your account quickly.
Yes. Our solutions accept HSA and FSA cards and are fully PCI compliant, using tokenization to protect sensitive patient payment data. Your dedicated account manager helps you set up secure in-office and online payments for your practice.
Most medical merchant accounts are approved within 24-48 hours once we have your completed application and supporting documents. Submitting accurate statements and business details up front is the fastest way to get your account live.
