Accept MOTO payments, phone and mail order transactions and keyed-in card payments from any computer, tablet or phone. Our web-based payment terminal lets you charge a card without a card reader - just log in, key in the details and authorize.
Our virtual terminal credit card processing gives you everything you need to accept payments without a card reader - built for MOTO payments, invoicing and keyed-in transactions.
Log in to a secure web-based payment terminal from any computer, tablet or phone. There is nothing to install and no card reader to buy - if you have a browser, you can take a payment.
Take mail order telephone order payments while you are on the line with a customer. Key in the card number, expiry and CVV, authorize the sale and confirm the approval in seconds.
Securely store card details on file and rebill customers on a schedule. Set up subscriptions, installment plans and repeat charges without re-entering card data each time.
Email a professional invoice or a one-tap payment link and let customers pay online. Track what is paid and outstanding right from the same virtual terminal dashboard.
Add your team with individual logins and permission levels. Perfect for call centers and offices where several staff need to process keyed-in transactions from one account.
See every transaction in real time, run sales reports, issue refunds and send digital receipts. Reconcile card-not-present sales and deposits without spreadsheets.
Processing a keyed-in transaction in the virtual terminal takes less than a minute, whether the customer is on the phone or sending an order by mail.
Open the secure virtual terminal in your browser and sign in - no card reader or app download required.
Enter the card number, expiry, CVV and billing details exactly as the customer reads them to you.
Add the amount and click authorize. The payment is screened for fraud and processed in real time.
Send a digital receipt instantly and watch funds settle to your account on the next batch.
A virtual terminal is the simplest way to accept payments without a card reader when the customer is not standing in front of you.
Take card details over the phone and charge the sale on the spot. Ideal for service calls, reservations, deposits and over-the-phone reorders.
Process card payments from order forms received by mail, fax or email. Key in each mail order telephone order securely and keep a clear record.
Send branded invoices with a secure pay-now link so clients can settle online, while you keep keyed-in entry on hand for those who prefer to pay by phone.
Charge memberships, retainers and subscriptions automatically from securely stored cards - no need to re-key the details for every billing cycle.
Card-not-present sales deserve serious protection. Every payment you key into the virtual terminal runs through the same secure, PCI-friendly gateway as the rest of your transactions, with encryption and fraud screening built in.
We help keep your virtual terminal credit card processing compliant so you can focus on serving customers, not chasing paperwork.
If you sell remotely, follow up by phone or bill clients directly, a web-based payment terminal fits the way you already work.
A secure virtual terminal designed for MOTO payments, keyed-in transactions and recurring billing - ready the moment your account is approved.
A virtual terminal is a secure, web-based payment terminal you open in your browser. Instead of swiping or tapping a card, you key in the card number, expiry, CVV and billing details, then authorize the payment. It turns any computer, tablet or phone into a virtual credit card terminal - no card reader required.
MOTO stands for mail order telephone order. MOTO payments are card-not-present transactions where the customer gives you their card details by phone, mail, fax or email rather than presenting the card in person. A virtual terminal is the standard tool for processing these keyed-in transactions securely.
No. The whole point of a virtual terminal is to accept payments without a card reader. As long as you have an internet-connected device and a browser, you can log in and start processing payments. There is nothing to install and no terminal hardware to buy.
Yes. Every keyed-in transaction runs through a secure, PCI-friendly gateway with encryption, tokenized card storage and built-in fraud screening. Cards stored for recurring billing are tokenized, so raw card data is never exposed, and user logins keep access under your control.
Absolutely. You can securely store a card on file and rebill it on a schedule for subscriptions, memberships, retainers and installment plans. You can also send invoices and one-tap payment links so customers can pay online when it is convenient for them.
Most merchant accounts are approved within 24 to 48 hours. Once approved, you simply log in to your web-based payment terminal and you are ready to take phone payments, mail order payments and keyed-in transactions right away.
Apply in minutes and our team will set you up with a secure virtual terminal for MOTO payments, phone and mail order sales and recurring billing - no card reader required.